Producers Bank & Trust > Trust

Prudent management for the best investment performance.

Our Trust Department has served families for over 55 years. As a result of this performance and the confidence of our customers, assets under management at Producers Bank & Trust have grown to be the largest in Southeast Arkansas.

Securing your legacy often involves more than just drafting a will. Our experienced fiduciaries can help you design and manage trusts that streamline your estate planning, protect your assets from unnecessary taxation, provide support for family members in the event of death, disability, or incapacity, and ensure your estate is properly administered so your beneficiaries receive the full benefit of your financial legacy.

Our services are confidential, and it costs you nothing to talk to a Trust Officer at Producers Bank & Trust to find out how we can help. It could be one of the smartest moves you make. Give us a call at (870) 222-3151.

An excellent foundation for your overall financial plan. If you are faced with the problems of overseeing a complex portfolio of cash, investments or other assets, consolidation of these in a professionally managed Living Trust can relieve you of that burden. Producers’ Trust Department staff can help you create the terms of your Living Trust to suit your specific financial needs and objectives. Your assets and investments will receive the frequent attention needed to maintain the best possible return and you’ll receive reports on the status of your trust. Additionally, a Living Trust can be used as a basis of your estate plan for the benefit of your heirs.

*Consult your tax advisor regarding your specific situation.

With escalating educational costs, one of your most important financial objectives may be to provide for the education of your children or grandchildren. A Producers Bank & Trust Educational Trust can help you fulfill these objectives. With such a plan, you can specify a cash amount or other assets to be invested or managed, under trust, for your children or grandchildren. The proceeds of these investments and managed assets are distributed at the time and in the manner specified by you at the time the trust is drafted or modified as your family grows

An IRA at Producers is one of the easiest ways to save and earn interest for retirement and offers a number of tax advantages. In many cases the yearly contributions made to your Traditional IRA are deductible for the year you make the contribution. The money earned on your Traditional IRA account is not taxable until you withdraw it, usually at retirement, and with Roth and Coverdell Education Savings Accounts, distributions may be completely tax free. If you receive a lump-sum payment at retirement, you may “rollover” part or all of this amount into a Producers IRA. This can be a major benefit to you because the principal and interest earning on the entire amount are tax-deferred until withdrawal. IRA’s are just a part of our retirement services.

We can show you how to take maximum advantage of retirement income opportunities and investment services to help you maintain a comfortable income during your retirement years.

Making well planned provisions for your estate is like doing a big favor for your heirs in advance. The tax codes and legal requirements surrounding distribution of an estate are complex and confusing at best and in most cases are a burden to survivors. A Personal Estate Plan managed by Producers Bank & Trust helps provide the maximum benefits of your assets to your heirs by minimizing the bite of estate taxes and providing the expert financial management expertise of experienced trust officers.

As a part of these services, our Trust Department can serve as the executor for your will and efficiently and professionally handle the details of probate, inventory and safeguarding of assets, collection of debts, filing of tax returns, satisfaction of your obligations and distribution of your assets according to your direction – relieving your heirs of these unfamiliar tasks.

Successful operation of today’s farms is much more than luck. Successful farming is a marriage of operational planning, expert agricultural knowledge, diligent management of capital investments and responsible stewardship of natural resources.

Producers Bank & Trust offers just such services to farm owners. For the absentee farm owner, for estates or for trusts, our Trust department becomes the owner’s representative to provide consistent, professional agricultural management for any size farm, for all crops.

For more than 40 years, we’ve provided expert financial services to people in Southeast Arkansas. With this financial expertise and the agricultural experience of our staff, Producers offers the farm owner a unique opportunity to deal with people who know southeast Arkansas agriculture best and who have the owner’s best interest at heart.

To find out more, call (870) 222-3151.